2023 Medical Benefits
Medical benefits under the current Orange & Rockland Retiree Health Program are listed below. Open enrollment information and program updates are mailed every November.
Medicare Eligible Employees and Dependents
If you or your dependents are Medicare eligible, you must enroll in Medicare A&B to be eligible for Retiree Healthcare through Orange and Rockland Utilities, Inc. You will also need to provide our office with a copy of you or your dependent’s Medicare card. Medicare Coverage will be primary and CIGNA will be your secondary insurance. Failure to provide your Medicare card may result in loss of coverage.
Spousal Medical Benefits in the Event of Your Death*
In the event of your death, your spouse may continue coverage by paying the required premiums. Medical, vision, and prescription coverage's may be continued for your spouse, provided he or she is not enrolled in any other group health insurance plan(s). You should note that you must have been married to your spouse at the time of retirement in order for them to be eligible for healthcare coverage upon your death.
Plan Year 2023
See Benefits Highlights for Retirees Over 65
See Benefits Highlights for Retirees Under 65
Monthly Contributions Traditional Pension
Monthly Contributions Cash Balance Pension
As a retiree covered under one of the health plans offered by Orange & Rockland Utilities, we are required to notify you of the privacy practices that will be followed by the companies and the health plans under the Health Insurance Portability and Accountability Act of 1996 (HIPAA) to protect your personal health information (PHI). Privacy practices to protect your PHI went into effect on April 14, 2003 and continue to date.
The United States Department of Health and Human Services has issued final rules to implement statutory amendments under the Health Information Technology for Economic and Clinical Health (HITECH) and privacy protections for genetic information under the Genetic Information Nondiscrimination Act of 2008 (GINA).
Under the law and privacy practices, we have the responsibility to protect the privacy of your PHI by:
* Limiting who may see your PHI.
* Limiting how we may use or disclose your PHI.
* Explaining our legal duties and privacy practices.
* Adhering to these privacy practices.
* Informing you of your legal rights.
The Notice of Privacy Practices describes how we will comply with the law and your legal rights.. If you have any questions or would like a printed version of this Notice, you may contact HR Assistance at 800-582-5056.
Keep up-to-date on internal news by checking out Currents, the weekly employee publication of Orange & Rockland.Currents